What is the SIP Calculator? A SIP calculator estimates what your regular monthly mutual fund investment could grow to, using compound interest on your monthly amount, expected annual return and time period.
How to use the SIP Calculator
- Enter the amount you will invest every month.
- Set an expected annual return that is realistic for the fund type.
- Choose how many years you will stay invested.
- Optionally add an annual step-up and switch on inflation adjustment to see today's purchasing power.
Frequently asked questions
How does a SIP calculator work?
It applies the compound interest formula to each monthly instalment for the period you stay invested, then adds them up to estimate the maturity value.
What is a Step-Up SIP?
A Step-Up SIP raises your monthly investment by a fixed percentage every year so your contributions keep pace with your income.
Can I see inflation-adjusted SIP returns?
Yes. Turn on inflation adjustment to see the real value of the maturity amount in today's money.
Results are estimates based on the inputs you enter, not guaranteed returns or financial advice.